VantageScoreŽ
First announced in March 2006, VantageScore is the latest addition in consumer credit scoring models. Its methodologies and algorithms were cooperatively developed by the three major consumer reporting agencies: Equifax, Experian and TransUnion. While the formula for calculating this particular score is different, a VantageScore effectively serves the same purpose as a FICO Score: to measure consumer creditworthiness. Vantage Scores range from 501 - 900.
The CollectOne software suite is fully integrated with the major credit rating agencies, giving organizations a platform to manage the entire credit account life-cycle. Learn More...
Voluntary Bankruptcy
If a consumer files the bankruptcy of his own volition, it is known as voluntary bankruptcy.
Find out how the CollectOne software suite can help your organization track bankruptcies on delinquent accounts.
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